Subjects

Attacking Poverty with Microcredit

Edited by Salehuddin Ahmed and M.A. Hakim, The University Press, 2004, xi, 232 p, tables, ISBN : 9840516922, $22.00 (Includes free airmail shipping)

Contents: Preface/Acronyms. 1. Introduction/Wahiduddin Mahmud. 2. Expanding microcredit outreach to reach the millennium development goals: some issues for attention/Muhammad Yunus. 3. Microcredit and poverty: new realities and strategic issues/Salehuddin Ahmed. 4. Microfinance in Bangladesh: emerging policy issues/Marilou Jane D. Uy. 5. Assessment of microcredit programme in Bangladesh: government sector/Dhiraj Kumar Nath. 6. Review of IFAD experience with rural credit in Bangladesh/Nigel Brett. 7. Donors' perspectives on interest rates/Frank Matsaert. 8. Microfinance in Nepal: experience of RMDC as an Apex Microfinance Organisation/Shankar Man Shrestha. 9. Updates of microcredit summit campaign: relevance to practitioners in Asia/D.S.K. Rao. 10. Future challenges facing the MFIs of Bangladesh: choice of target groups, Loan sizes and rate of interest/Rushidan Islam Rahman. 11. Microcredit: an alternative perspective on its dynamics in Bangladesh/Sajjad Zohir. 12. Microcredit and women's empowerment in Bangladesh/Simeen Mahmud. 13. Poverty and microfinance programmes: ASA's experience/Sohel Mahmud Sagar. 14. Rates of interest in the microcredit sector: comparing NGOs with commercial banks/Iqbal Ahmed. 15. BRAC's microfinance canvas: financial services and strategic linkages/Shabbir Ahmed. 16. Sustainability and poverty outreach: trade-off issues/Martin Greeley. Index.

"Microcredit has been accepted as an effective tool for poverty alleviation and as an approach to development. Access to credit has been recognized as a human right. In this context, the book reviews the performance of microcredit programmes; identifies and analyses the issues facing the microcredit sector; and suggests policies and programmes to deal with the issues to further strengthen the role of microcredit for poverty alleviation.

Drawing on the experiences of practitioners around the world and significant findings of independent research, the book seeks to find answers to some of the leading questions on microcredit: has the microcredit programmes succeeded in alleviating poverty? Has it empowered women? Can microcredit meet the future challenges of poverty alleviation?

The book also presents a critical analysis of the current issues of the microcredit sector such as interest rate, governance, regulatory framework and providing credit to the poorest.

The issues related to sustainability of Microfinance Institutions (MFIs) such as their sources of funding and legal status have received attention in the book with the aim of attacking poverty with microcredit consistent with the Millennium Development Goals (MDGs) to be achieved by the year 2015." (jacket)

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