Clarity with conciseness is the most intended feature of this book. This book is written with the reader in mind, in a lucid and easy narrative style. A number of contextual illustrations, examples and anecdotes have been added to empathize with the lay reader and liven up the subject. The contents are organized with all the contemporary developments in the field included. This book serves as a useful text for a wide variety of courses in Management, Banking, Accountancy and Investment Analysis such as BBA, MBA, B.Com., M.Com., MS (Finance), CAIIB, CA, ICWA, CS, CFA, CPA, CMA, Actuarial Science (AII, IOA, SOA, CAS). It could also serve as a handy training manual for Executive Training, Software Programmers, Investment Analysts, Credit Appraisers etc. It is designed to be an independent self-study module.