Contents: Preface. 1. Introduction. 2. Review of Study Made. 3. Small Scale Industries. 4. Bank Performance and SSI Finance. 5. Perception of SSI Unit Respondents. 6. Suggestions and Conclusions. Appendix. Bibliography. Index.

Small Scale Industries also have a merit of being agents that help in mitigating regional imbalances, act as a nursery for entrepreneurship and facilitate mobilization of local resources and skills, which might have otherwise remained unutilized. According to Bolton committee of inquiry into small firms in the United Kingdom, a firm which has a relatively small share of market is managed by its owners in a personalized way and does not form part of a large enterprise called small.

Micro, small and medium scale industry plays a key role in our economic development by providing employment opportunities, income generation export potential and utilization of local resources. Now in India, small scale industries are facing lot of threats and opportunities with global competition. SSI are under the compulsion to adopt global strategies in the field of marketing, production and industrial management, hence it needs large amount of finance which will be for working capital or fixed capital mobilization of finance in MSME is one of the crucial problems and the financial institutions and commercial banks are not taken serious effort in this field.