Micro Credit and Economic Development
Contents: Preface. Introduction. Part I: 1. Is micro finance panacea for rural development?/Bipul Kumar Ghosh and Ratul Saha. 2. Essence of micro credit in the development of rural India (a case study in the Handloom Industry of Nadia, West Bengal)/D.K. Bhattacharyya. 3. Role of cooperative credit institution in rural development/Pradeep Hadke, Surendra Jichkar and Parish Bhagat. 4. The role of micro credit and women development in India: an overview/V. Anbumani and N. Savitha. 5. Micro credit and rural development in India/Jignesh Mohanan Kauangal and Harigopal G. Agrawal. 6. Micro finance and development: an empirical investigation from India/S. Mohapatra and B.K. Sahoo. 7. Micro credit and rural development: the new horizon/Bhavin Arvindbhai Patel. 8. Poverty and economic development/Roy Anita Kumari Parmanand. II. Micro credit as a tool of empowerment: 9. Women empowerment through micro credit institutions in rural Orissa: a case study/Bhagabata Patro and Dhanalaxmi Patnaik. 10. Micro finance and women\'s empowerment in India: with particular reference to Punjab/Harvinder Kaur. 11. Micro finance and empowerment of rural women/Renu Verma. 12. Micro finance: a tool for women empowerment/K.A. Rasure. 13. Micro finance for rural women\'s empowerment: a perspective/Baij Nath Singh. III. Micro credit as a poverty reduction strategy: 14. The role of micro credit in poverty alleviation/D. Kailasa Rao and K. Nageswara Rao. 15. Contribution of micro financing in poverty alleviation in Madurai District/M. James Antony. 16. Micro credit and poverty reduction: myths and realities/D. Rajasekhar. 17. Micro finance in India/Saghir Ahmad Ansari. 18. Micro credit and its role in poverty alleviation and rural development of India/Swami Prakash Srivastava. IV. Micro issues of finance: analytical contextual perspectives: 19. Micro credit market in India: issues and perspectives/J. Munirathanam and M. Pavithra. 20. Rural credit at the cross-roads/N. Sudhakara Rao. 21. Cooperative credit and micro credit: possibilities of collaboration/Debatra K. Dey. 22. Economic evaluation of micro credit institution: an empirical analysis/A.K. Jha and A. Kumar. 23. Micro finance and its relevance after reforms: (a special focus on rural credit in India)/B.K. Thakur. 24. Micro credit: a tool of poverty alleviation/Rekha R. Gaonkar and Elizabeth J. Henriques. V. Micro finance: some regional experience: 25. Bangladesh Gramin Bank Model and micro credit policy in India: an empirical evidence-based review/Dalimi Devi. 26. Institutional credit flow to agriculture in Andhra Pradesh/P. Narasimha Rao and V. Koteswara Rao. 27. Micro finance in Jharkhand and Bihar: constraints and prospects/Abhas Saurabh and Bharti Kumari. 28. Fighting poverty with micro finance: lessons from UNDP-SAPAP Initiative in Mahabubnagar District, Andhra Pradesh/K. Pratap Reddy and T. Prabhakar Reddy. 29. Micro credit: India and Bangladesh/Swagata Das (Bhowmick). 30. Micro credit in India and Bangladesh: an overview/Vipla Chopra. 31. Credit accessibility in the street retailing in Mumbai/Debdulal Saha. 32. Micro credit approach: how the poor are benefited? A study in Purulia, West Bengal/Debatra K. Dey. 33. Grameen Bank--Experience of Bangladesh and India/N. Gajalakshmi. 34. Role of NABARD in micro finance in Madhya Pradesh/Shakun Palharya. Index.
"Poverty captures the centre stage of economic development discussion these days. The discussion has shifted its base from income generation and employment opportunity creation via infrastructural building and industries propelled growth. But this approach of economic development has evolved itself into human capital-building via investment in education and health. The role of economic development is not only individual concerned who are suffering in absence of income and employment opportunity and are facing a very adverse life situation. The question of poverty thus becomes the concern of economic development strategy.
The present book, discusses in detail these issues through its 34 articles focusing on various threads of micro financing and its regional experiences. Besides, there are also articles which depicts the weakness of the programme interims of lower quantum of capital input micro financing is providing and its low income generating capacity where even maintaining a living base is difficult. In such a situation the micro financing has created a dilemma among the poors and state has become a passive player in the whole gamut." (jacket)