Micro-Finance and Women Empowerment, Parts 1 to 3

Contents: Part 1. Preface. I. Empowerment of women through SHGs and micro-finance: 1. Women empowerment through SHGs in Jhabua district of M.P.--a view from within/S.P. Singh and K.N. Krishna Kumar. 2. Women economic empowerment--a case study/H.S.K. Tangirala and Rais Ahmad. 3. Micro-finance and women empowerment/A. Kumari and B. Rajalakshmi. 4. Economic empowerment of women through Self-Help Groups/Thresia Cherian. 5. Islamic micro-finance--outreach and sustainability/Muhammad Khaleequzzaman. 6. An analysis of the effectiveness of micro-finance facilities in Sri Lanka--a case study/Jahfer Athambawa and F. Hansiya A. Rauf. 7. Impact assessment in micro-finance problems and perspectives/R. Srinivasan. 8. Micro-finance and women empowerment in Jalandhar--a case study/Kuldeep Kaur and Minakshi Gandhi. 9. Micro-finance and women empowerment/Ruchi Gupta. 10. Empowerment of women through Self-Help Group--a view/M. Abdul Jamal, H. Yasmeen Sultana and J. Gajalakshmi. 11. Adivasi women striving towards empowerment--in the wake of globalization (a case study of Self-Help Groups (SHGs) in Seethampeta Mandal of Srikakulam district, Andhra Pradesh)/M. Sankara Reddy, M. Ramesh and M. Chandrayya. 12. Birds contribution towards women empowerment/P.K. Kulkarni. 13. Women\'s empowerment and men\'s enlightenment in Indian socio-economic fabric/M.S. Swaminathan. 14. Factors determining women Self-Help Group members and their sustainability--a micro level study/A. Abdul Raheem and M. Abdul Jamal. 15. Relevance of women Self-Help Groups/Savia Mendes. 16. Empowerment of women and micro-business/Razia Parvez and Kamla Srinivasan. 17. Micro-finance--an instrument for empowerment of women/J. Fredrick. 18. Micro-finance--an approach to women\'s economic empowerment/Umesh Chandra Panigrahi and Bibhuti Bhusan Patro. 19. Micro-finance and Self-Help Groups/S. Unoose Begum. 20. Self-Help Groups (SHGs) and micro-finance--a tool for women empowerment/K. Sudarsan, P. Venugopal and D. Himachalam. 21. Women empowerment through sustainability of Self-Help Groups/R. Ramakrishna and D. Tata Rao. 22. Women empowerment through Kudumbashree/P. Vimala. 23. Education and empowerment of Muslim women/S.M. Rahmatullah. 24. Empowerment of women--need, constraint and government efforts/Achala Srivastava. 25. Empowerment of women in agriculture sector/Rais Ahmad, Mohammad Awais and Mohd. Asif. 26. Empowering women through inclusive financial system--micro-finance/Ajeet Kumar Singh. 27. Empowering the women through micro-credit and SHGs in India/Shobheni Niranjan. 28. Empowering women through education--a case study of dropouts among Muslim rural girls/Mohammad Awais, Ramesh Singh, Mohd Asif and Sakeer E. 29. Profile of high and low scoring on extent of empowerment of women/Razia Parvez and Rachel George.

Part 2. II. Self-Help Groups and micro-finance: 30. Micro-finance--a review of international experiences/Priyanka Pandey. 31. Organize capacity and institution building for micro-finance and rural financial institutions/Maganlal S. Molia. 32. Determinants of micro-credit--its impact on consumption (a case study of tribal sub plan areas of Andhra Pradesh)/M. Sundara Rao and M. Sankara Reddi. 33. Micro-credit and rural development--an experience of Jana Chetana/M. Sankara Reddi, M. Chandrayya, M. Sundara Rao and M. Ramesh. 34. Micro-credit--economic development/M. Sankara Reddi, M. Chandrayya and M. Ramesh. 35. Micro-credit a comparison with formal and informal lending systems/M. Sankara Reddi and M. Sundara Rao. 36. Micro-finance in India--emerging perspectives and trends/Priyanka Pandey. 37. Micro-finance in India--problems and prospects/K. Ramachandran and N. Sekaran. 38. Micro-credit and rural development--a case study of Amritsar/Paramjit Kaur Dhindsa and Seozy Bhatia. 39. Micro-finance and Self-Help Groups in Karnataka--a study/Laxmisha A.S. and Shyamsundar. 40. Self-Help Groups and micro-finance--a synergic integration for rural development/Aditya Kumar Patra. 41. Micro-finance and Self-Help Groups/K. Radhika 42. Micro-finance through Self-help Group formation/Ganga and D.K. Jain. 43. Micro-finance to Self-Help Groups--role of banks/M. Lakshmi Pathi Naidu and K. Jayachandra. 44. Micro-finance--the emerging horizons/K.S. Vataliya and U.M. Raval. 45. Micro-finance in India--maximising impact on poverty/Shuchi Shukla. 46. Micro-finance and rural livelihood diversification/P.S. Sujithkumar. 47. The institutions and evolution of micro-finance in India/Syed Alay Mujtaba and Shabana Ahamadi. 48. Performance evaluation of SHGs in micro-financing--a case study in Tholahunse village of Davangere district/K.B. Rangappa and Renuka Bai. 49. Micro-finance in India--the way ahead/P.K. Manoj. III. Micro-finance and poverty reduction: 50. Poverty alleviation through micro-finance/V.S. Ganesamurthy and K.G. Senthilvasan. 51. Micro-finance and alleviation of poverty/Sudhir Ch. Patra. 52. Micro-credit and its role in poverty alleviation and rural development of India/Swami Prakash Srivastava. 53. Self-Help Groups and micro-finance--an instrument for poverty alleviation/Sudhansu Sekhar Nayak, B. Eswar Rao Patnaik and Rajib Lochan Panigrahy. 54. Micro-finance : poverty alleviation--an overall view/K.D.L. Jobpaul. 55. Role of Self-Help Groups in women empowerment and poverty alleviation/Deepshikha. 56. State and poverty alleviation--a study of the SGSY scheme in Goa/Elizabeth J. Henriques.

Part III. IV. Women employment: 57. Women in labour market--an aspect of social justice/Dastgir Alam. 58. Tribal women and work/M. Sankara Reddi, M. Chandrayya and M. Sundara Rao. 59. Status of tribal women in Uttarakhand--a case study/B.R. Pant. 60. The status and performance of farm women in agriculture sector--a study/Rajesh D. Shelke. 61. Women marketers in the Dindigul Uzhavar Sandhai/S. Thanasundari and B. Radha. 62. Income, employment, output and export pattern of Mithila painting for effective empowerment of women in Bihar/Ashwini Kant Jha and Bhavna Jha. 63. Rural women workers in Punjab--marching towards economic and social empowerment/Manisha Bhatia and Shaik Iftikhar Ahmed. V. Women entrepreneur: 64. Women entrepreneur in rural area/M. Dhanabhakyam and M. Latha. 65. Institutional finance and support to women entrepreneurship development in India--a dire need/D. Himachalam, K. Jayachandra Reddy, D. Bhaskar and S. Kishore. 66. Women entrepreneurs in Andhra Pradesh--a case study in Srikakulam district/Chandraiah Miriyala and G.A. Naidu. 67. Rural women empowerment through entrepreneurship programmes and SHGs/Vashisht Shashi and Pahil V.S. 68. Women entrepreneurship through micro-enterprises--a life line for women below poverty line/Vasanthakumari P. 69. Economic development--a prospective study of women\'s entrepreneurship/Shamim Akhtar, Shaista Nagien and P.A. Khan. 70. Self-Help Groups--a key to technology dissemination/Rajesh D. Shelke. VI. Gender issues: 71. Gender disparities in India--an analysis/Md. Firdos Ahmad. 72. Gender inequality and women empowerment--a review/Jamil Ahmad. 73. Gender dimensions among Adivasis of eastern Ghats (sharing the experience of Jana Chetana, an NGO)/M. Sankara Reddi, M. Chandrayya and M. Sundara Rao. 74. Poverty, gender discrimination and access to education--evidence of women empowerment from the North-East India/Nirankar Srivastav. 75. Women and MALAR (Mahalir Association for Literacy, Awareness and Rights) in Kanyakumari district--a study/D. Fatima Baby. 76. Theory of gendered approach to development in the Third World perspective/Shamim Akhtar and Shaista Nagien. 77. Challenges and major problems of women health in U.P./Shilpi Tiwari and G.C. Tripathi. 78. Availability of food and nutrition among the Himalayan women--a case study/B.R. Pant. 79. Women in panchayats are bound to be a boon to the society/Arti Jaiswal. 80. Indebtedness among fisherwoman households and the role of SHGs/R. Rama Krishna and D. Tata Rao. 81. Empowerment of women through PRIs in India/Tosib Alam, Mohammad Awais and Mohd. Asif. 82. SHG is a tool of economic development of co-operatives and its members/H.S.K. Tangirala. 83. Promoting handloom products through SHGs--a case study on Moosapet experiment/H.S.K. Tangirala. 84. Empowerment of women in India--issues and challenges/S.M. Jawed Akhtar. 85. Empowerment of women beneficiaries through government sponsored economic upliftment programmes/Razia Parvez and Rachel George. 86. Female employment in India under the shadow of globalisation/Meera Bai M. 87. Micro-finance in India : issues and strategies/Nasir Naeem and Nagma Zia. 88. Empowerment of women through Self-Help Groups--a case study/Chandraiah Miriyala and Ratnamala Sura. 89. Micro-finance and women empowerment/G.T. Govindappa and Geetha N. 90. The glimpse of micro-finance/R.K. Srivastava, Amod Prasad, Manish Kumar and S.K. Ambastha. 91. A journey of struggles and success--a case study of GFCL LCCS, Kakinada/H.S.K. Tangirala. 92. Performance analysis of primary agricultural co-operative society--a case study of Yendagandi co-operative rural bank/H.S.K. Tangirala. 93. Micro-finance and women empowerment/Rais Ahmad. Index.

"It has been a universally accepted fact that micro-financing is a very successful instrument for eradication of poverty. Most of the governments in developing countries are encouraging micro-financing for alleviation of poverty and empowerment of women in their countries. In India also NABARD has been playing a leading role in micro-financing programme for the last two decades now. This model involves the SHGs financing directly by the banking agencies viz. Commercial banks (Public sector and private sector), regional rural banks (RRBs) and co-operative banks. It has encouraged lending through Self-Help Groups (SHGs) after achieving successful results from a  pilot project of 500 SHG bank linkage programmes in 1992. Now it is the largest micro financing programme anywhere in the world. As on Mar. 31, 2008 there were 34,77,965 SHGs which were formally linked to the banking system. The number of SHGs comprising only women members were over 90%. About 6 crore poor households in the country have gained access to micro-financing from the formal banking system through the SHG-bank linkage programme. At present more than 400 women join the SHG movement every hour in India and one NGO joins micro-finance programme of NABARD everyday.

This book has been divided into three parts, incorporates articles/research papers contributed by scholars who belong to different universities, colleges, institutions and professionals (some of them are from foreign countries). The contributors have presented their views analytically which are connected with the different aspects of micro-finance and Self-Help Groups performance and their role in socio-economic empowerment of women. The papers contributed for this book have been grouped in different sections. Section I: Empowerment of women through SHGs and micro-finance; section II: Self-Help Group and micro-finance; section III: Micro-finance and poverty reduction; section IV: Women employment; section V: Women entrepreneurs; and section VI: Gender issues. Surely this book will be quite useful for policy makers, researchers, academicians, bankers, NGOs and SHGs." (jacket)