Recovery Management
Contents: Preface. 1. The securitisation and reconstruction of financial assets and Enforcement of Security Interest Act 2002. 2. Introduction. 3. Growth of banking sector in India and Orissa. 4. Priority sector finance in India and Orissa. 5. A Profile of State Bank of India. 6. Analysis. 7. Summary of the findings. Bibliography. Reports and other Govt. Publication reports. Articles.
"Effective financing can be judged not merely from the quantum of credit extended but also from the quality of loan expanded. The latter is reflected through the recovery of loans. The recovery performance is an index of judging the operational efficiency and organisational competence of a financing institution, as financing and recovery represent two sides of the same coin.
Recently Securitisation Act 2002 has been passed to help the financial institutions for better recovery of their dues. The present study, Problems of recovery of priority sector finance has been classified under two parts. Part one deals with the theoretical aspect of the study. It covers the first five chapters. The first chapter discuss the Securitisation Act 2002. The second chapter is on introduction about the study and methodology. The third chapter deals with the growth and developments of banking sector in India and Orissa. The fourth chapter covers priority sector finance in India and in the state of Orissa. it also covers the practical problems faced by the bankers after financing the priority sector programme. The fifth chapter covers the profile of SBI, its organisational structure and growth of branches, deposits, advances and advances for priority sector programmes in India as well as in the state of Orissa.
Part two of the study deals with the empirical analysis of data collected. This has been categorised in two chapters that is chapter six covers the overall operational analysis of recovery of priority sector finance as well as variable-wise analysis in the state of Orissa. Chapter seven presents the summary of the findings, testing the hypothesis, practical utility of the study and future extension of the study." (jacket)
